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           Reconsideration of Value {ROV}


  What is a “reconsideration of value” (ROV) and who can request one?



   Any consideration, or reconsideration of value is a request for an appraisal. Any lender or authorized employee or agent of a lender may request a reconsideration. A borrower may request that the lender reconsider the value conclusion but the borrower is not allowed to communicate the request for a different value directly to the appraiser.

     Housing Discrimination


Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex, family status, or disability. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint.

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